Dave Ramsey - What do you think?

[Orion1876]

I learned more from The Millionaire Next Door book published in 1996 than from Dave Ramsey.

Dave promotes only what he knows works - money in envelopes, debit cards, etc.  As soon as you vary from that, it might not work for someone in his big radio audience.

Would the economic impact of this pandemic be the same if everyone had 3 to 6 months of expenses like Dave recommends?

I am sure it would be quite different if everyone was that much prepared.  Sadly many never seem to want to plan ahead and always live pay check to pay check with little to no savings.